Crate & Barrel Visa Signature® Card
it all adds up to
a home you love
Earn Rewards Dollars every time you shop—plus enjoy
flexible financing options on select purchases if eligible1
and exclusive cardholder bonuses.2
About Imprint
Crate & Barrel partners with Imprint to issue the Crate & Barrel Visa Signature® Card and manage your rewards.
This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Visa USA Incorporated; and managed by Imprint Payments, Inc. All trademarks are the property of their respective owners.
1 Subject to credit approval. Financing available on purchases made with your Crate & Barrel Visa Signature® Card. Special financing terms of 6, 12, or 24 months may be available based on purchase amount and promotional offer at time of purchase, and credit eligibility. Other exclusions and restrictions may apply. See Rewards Program Terms and Conditions and Credit Program Cardholder Agreement for more information. Bonus earn categories are subject to change or discontinuation at any time and may not be available during all periods. A category may be selected for ongoing benefits in the future, but is not guaranteed.
2 See Rewards Program Terms and Conditions and Credit Program Cardholder Agreement for more information. Bonus earn categories are subject to change or discontinuation at any time and may not be available during all periods. A category may be selected for ongoing benefits in the future, but is not guaranteed.
Interest Rates and Interest Charges |
|
|---|---|
|
Annnual Percentage Rate (APR) for Purchases |
19.74% – 33.99% These APRs will vary with the market based on the Prime Rate. |
|
Cash Advance APR |
36.00% These APRs will vary with the market based on the Prime Rate. |
|
Penalty APR and When It Applies |
The penalty APR for all transactions is 36.00%. This APR will vary with the market based on the Prime Rate. This APR will be applied to your account if you:
How Long Will the Penalty APR Apply? If your APR(s) increase for any of these reasons, the Penalty APR will be in effect until you make six consecutive minimum payments when due. |
|
How to Avoid Paying Interest |
Your due date is at least 21 days after the close of each billing period. We will not charge you any interest on Purchases if you pay your entire balance by the due date each month. |
|
Minimum Interest Charge |
If you are charged interest, the charge will be no less than $2.00 |
|
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Fees |
|
|
Annual Fee |
$0 |
|
Penalty Fees
|
Â
|
|
Transaction Fees
|
Â
|
|
Other Fees |
None |
Product visual representations may vary from current or future product experience.
Need help? Call 1-888-670-6696 for more information.
Application subject to credit approval. Purchases subject to credit approval.
*Accrued Reward Dollars will be posted to your Reward Dollars balance within 1–2 billing cycles from when the purchase is posted to your Account and will automatically be redeemed for Reward Certificates within 1–2 billing cycles when the threshold (currently 20 Reward Dollars) is met. Reward Certificates are issued in $20 increments with a maximum of 10,000 Reward Dollars being redeemed in any one billing cycle and are valid for 90 days. The full amount of the Reward Certificate must be used at time of redemption (any remaining amount not used is forfeited). Reward Certificates may not be combined with any other discount (including associate discounts), except as otherwise provided. See the Rewards Program Terms for details on earning rewards.
**No Interest If Paid In Full Within 6, 12 or 24 months on qualifying purchases in store or online at Crate & Barrel or CB2 with your Crate & Barrel or CB2 Credit Card or Mastercard. 6 months on purchases of $749–$1,498.99 or 12 months on purchases of $1,499–$2,998.99 or 24 months on purchases of $2,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Special Financing purchases do not earn Reward Dollars. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance.
**/†New Accounts as of 1/1/25: Variable Purchase APR 33.99%. Variable Penalty APR 39.99%. Min. Interest Charge $2. Crate & Barrel Mastercard: Variable Cash APR 36.99% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders: See your credit card agreement terms.
††Learn more about Mastercard Benefits at www.mastercard.us/synchronyWorldGTB.
The Crate & Barrel Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple, the Apple logo, iPhone and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.