Crate and Barrel Reward Program

Looking for the CB2 Visa Signature® Credit Card? Click here.

Visa Signature Credit Card

Crate & Barrel Visa Signature® Card

it all adds up to
a home you love

Earn Rewards Dollars every time you shop—plus enjoy
flexible financing options on select purchases if eligible1
and exclusive cardholder bonuses.2

No impact to your credit score to
see if you’re approved.³

Already a cardholder?

no annual fee4

10% back

at Crate & Barrel, Crate &
Kids, CB2, Hudson Grace2

New

4% back

on home retailer and
grocery purchases2

New

4% back

on apparel retailers,
through 03/31/20262

1% back

everywhere else Visa
is accepted2

Reward Dollars
that add up fast

bonus categories - limited-
time offer!

Earn 4% back on apparel retailers through 03/31/2026, with more
categories to come. Bonus categories may update periodically.2

everyday spending

  • 10% back at Crate & Barrel | Crate & Kids | CB2 | Hudson Grace2
  • 4% back on home retailers and grocery purchases2
  • 1% back everywhere else2
  • Be the first to shop our biggest sales and new arrivals

$50 Welcome Bonus

Earn $50 Reward Dollars when you spend $1,000 outside of our four
brands on your Crate Card within the first 90 days after opening a
new account.5

$100 Milestone Bonus

Plus, earn an extra $100 Reward Dollars when you spend $10,000 on
your card annually.6

flexible financing options

Choose 0% interest financing on qualifying purchases, for up to 24
months, or 10% in Reward Dollars on those purchases.1

6 months

on purchases of $749+

up to 12 months

on purchases of $1,499+

up to 24 months

on purchases of $2,999+

Subject to eligibility. Offer duration based on purchase amount and credit
eligibility. Monthly minimum payments must be paid in full during special
financing period to remain eligible for flexible financing plan.

more perks with your
Crate Card

Visa Signature
Concierge*

Get complimentary 24/7
assistance with booking travel,
event tickets, dinner
reservations, and more

Visa Signature Luxury
Hotel Collection**

Enjoy special offers and
upgrades at 900+ Visa signature
Luxury Hotel properties
worldwide

Visa Signature Rental
Car Privileges

Receive special savings and
benefits on rental cars from Avis,
budget, and Audi

Golf Rewards

Save on golf fees and
merchandise when you join
Troon Rewards®

See All Visa Signature Benefits

the Crate & Barrel App
makes it easy

Shop, use rewards, track orders, make
payments & more. Download the iOS app.

Download the App

More ways to pay

Login online at

Download the Imprint app for Android or iOS

frequently asked questions

  • With the Crate & Barrel Visa Signature® Card, you’ll earn rewards every time you shop—whether you’re furnishing a new space or just grabbing groceries.

    • 10% back at Crate & Barrel | Crate & Kids | CB2 | Hudson Grace2
    • 4% back on home retailers and grocery purchases2
    • 4% back on apparel retailers through 03/31/20262
    • 1% back everywhere else2
    • 0% interest financing on qualifying purchases, for up to 24 months, or 10% in Reward Dollars on those purchases.1
    • Earn $50 Reward Dollars when you spend $1,000 outside of our four brands on your Crate Card within the first 90 days after opening a new account.5
    • Earn an extra $100 Reward Dollars when you spend $10,000 on your card annually.6
    • Plus, Visa Signature benefits like concierge services, luxury hotel perks, and special event access.

  • Reward Dollars are one-for-one credits you can redeem toward merchandise at Crate & Barrel, CB2, and Crate & Kids. You must be logged in to your account to earn or redeem Reward Dollars. Reward Dollars are calculated each month based on your net purchases, in $20 increments, and are added to your Crate & Barrel account after your Crate & Barrel Visa Signature® Card statement posts.

    How to earn Reward Dollars:

    When you use your Crate & Barrel Visa Signature® Card, you’ll earn:

    • 10% back in Reward Dollars at Crate & Barrel, CB2, Crate & Kids, and Hudson Grace2
    • 4% back at other home retailers and grocery stores2
    • 4% back on bonus categories (limited time)2
    • 1% back on all other purchases2
    • You can also earn bonus Reward Dollars through exclusive cardholder offers, like a $50 Welcome Bonus after qualifying spend5 and a $100 Milestone Bonus each year you spend $10,000 on your card.6

    How to redeem Reward Dollars:

    Reward Dollars can be redeemed online or in stores at Crate & Barrel, CB2, and Crate & Kids. They cannot be redeemed at Hudson Grace. To redeem, log in to your account at checkout to see your available balance and apply Reward Dollars to your order.

    To start earning, apply now for the Crate & Barrel Visa Signature® Card

    Already have the card? to check your balance and redeem your rewards

  • The Crate & Barrel Visa Signature® Card can be used to make purchases anywhere Visa is accepted.

    1. To apply, click the Apply Now button above. You can always apply in person at a Crate & Barrel or CB2 store or online at www.crateandbarrel.com/rewards.
    2. Complete the application form.
    3. If you are approved and accept your offer, your virtual card will be provided. With this number, you can shop on your card in store or online.
    4. Your new credit card will be sent to you in the mail within the next 7-10 business days.

  • You can access your online account anytime by logging in at crateandbarrel.com/rewards or through the Crate & Barrel iOS
    app. You can sign in quickly with your phone number and your secure 4-digit PIN.

  • Need help? Visit here for help or call 1-888-670-6696 for more information.

  • No. Customers are limited to one CBH credit card account across brands. If you already have a CBH credit card, you are not eligible to open a second one.

About Imprint

Crate & Barrel partners with Imprint to issue the
Crate & Barrel Visa
Signature® Card and manage
your rewards.

Resources

Manage card

This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Visa USA Incorporated; and managed by Imprint Payments, Inc. All trademarks are the property of their respective owners.

1 Subject to credit approval. Financing available on purchases made with your Crate & Barrel Visa Signature® Card. Special financing terms of 6, 12, or 24 months may be available based on purchase amount and promotional offer at time of purchase, and credit eligibility. Other exclusions and restrictions may apply. See Rewards Program Terms and Conditions and Credit Program Cardholder Agreement for more information.

2 See Rewards Program Terms and Conditions and Credit Program Cardholder Agreement for more information. Bonus earn categories are subject to change or discontinuation at any time and may not be available during all periods. A category may be selected for ongoing benefits in the future, but is not guaranteed.

3 If you accept an offer we will conduct a hard credit pull which may impact your credit score.

4 Subject to eligibility. See the Credit Program Cardholder Agreement for more details.

Interest Rates and Interest Charges

Annnual Percentage Rate (APR) for Purchases

19.74% – 33.99%

These APRs will vary with the market based on the Prime Rate.

Cash Advance APR

36.00%

These APRs will vary with the market based on the Prime Rate.

Penalty APR and When It Applies

The penalty APR for all transactions is 36.00%. This APR will vary with the market based on the Prime Rate.

This APR will be applied to your account if you:

  1. make a late payment; or
  2. make a payment that is returned

How Long Will the Penalty APR Apply? If your APR(s) increase for any of these reasons, the Penalty APR will be in effect until you make six consecutive minimum payments when due.

How to Avoid Paying Interest

Your due date is at least 21 days after the close of each billing period. We will not charge you any interest on Purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $2.00

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore

Fees

Annual Fee

$0

Penalty Fees

  • Late Payment
  • Returned Payment
  • Over-the-Credit Limit

 

  • up to $35
  • up to $35
  • None

Transaction Fees

  • Cash Advance
  • Foreign Transaction

 

  • Greater of $10 or 5% of the amount of each cash advance
  • 3% of each transaction in U.S. dollars

Other Fees

None

5 Valid one time only for new cardholders. Offer cannot be combined with other promotions. Earn $50 in Reward Dollars after $1,000 in net spend outside of Crate & Barrel, CB2, Crate & Kids, and Hudson Grace within 90 days of account opening. Reward Dollars are redeemable at Crate & Barrel, CB2, and Crate & Kids. Bonus will be credited within 8-12 weeks of qualifying and may post in multiple deposits. Account must be open and in good standing at time of fulfillment. See Rewards Program Terms and Conditions for details.

6 Valid for new cardholders and those converted from the Crate & Barrel Card or Crate & Barrel Mastercard. Offer cannot be combined with other promotions. Earn $100 in Reward Dollars after $10,000 in net spend within 12 months of account opening. Reward Dollars are redeemable at Crate & Barrel, CB2, and Crate & Kids. Bonus will be credited within 8-12 weeks of your one-year anniversary, and may post in multiple deposits. Account must be open and in good standing at time of fulfillment. See Rewards Program Terms and Conditions for details.

* Crate & Barrel Visa Signature® Card cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

** Some Restrictions and Limitations may apply. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substantial benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

*** Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

Product visual representations may vary from current or future product experience.

Need help? Call 1-888-670-6696 for more information.